Patron San Salvador De Pucyura Group
The members dedicate themselves to the sale of various agricultural products such as potato, corn, grains, as well as of small animals (guinea pigs, chickens, pigs). Retail sales in the principal markets of the area works in the following manner: the members purchase their products and resell them in the major markets of the Anca province, as well as at the market that takes place each Saturday in the city of Cusco. In this manner, they obtain a small measure of commerce.
The cooperative bank is in its fifth year, having been founded in November of 2002. The members value the credit because it allows them to access working capital and they can purchase greater quantities of merchandise to increase their incomes. Together with the credit, saving is very important to the members.
El distrito de Pucyura se encuenta en la provincia de Anta, departamento de Cusco a 30 minutos de la ciudad del Cusco.
las socias se didican al comercio de productos agricolas, papa, maiz, cereales y comercio de animales menores (cuyes, gallinas, cerdos), el comercio minorista en los principales mercados funciona de la siguiente manera, las socias compran productos y lo revenden en las principales ferias de la provincia de Anta y en la feria sabatina de productos de los dias sabados en la ciudad del cusco,obteniendo de esta manera pequeños margenes de comercializacion.
El banco comunal se encuentra en el V-ciclo, fue fundado en nov del año 2002, las socias valoran el credito porque incrementa su capital de trabajo y las socias pueden comprar mayor cantidad de mercaderia y de esta manera obtener mejores margenes de ganancia. conjuntamente con el credito el ahorro es de mucha importancia para las socias.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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