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Totosa Group
In this Group: Astride, Jeannette, Jeanne, Catho, Louise, Jacquie*, Odette, Therese, Julie, Astride, Clementine, Marie, Kiala*, Brigitte, Clemence, Mamie, Mado, Maguy, Virginie, Marie Claire, Marie Josee, Felicite, Jeanne, Mayemba, Sidonie, Mamie, Nadine, Jeannette, Mathy, Jeannine, Kwenge, Marie Sylvie, Alice, Rosette, Phelix, Kinsama, Felicienne, Bibiche, Sandra, Thethe, Elisee, Celine, Helene, Aimee, Nelly
* not pictured
Astride M. is 38 years old and a mother of four children. She began her business in 1998 selling doughnuts and spices. Her business prospered until 2006 when a car accidentally drove over her stand and destroyed all of her goods. Astride used to sell on a stand along the main road in her popular area of Eastern Kinshasa. Having no financial resources to restart her business, Astride was out of business for two years.

She resumed the business in February 2008 and joined Totosa, one of Hope’s groups last May. With the coming loan, Astride is planning to purchase another sack of wheat flour and to rent a location for her business in a place where she can avoid another car accident, heavy rains and the strong sun. She is also planning to diversify her business by adding an outdoor section to sell beverages.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,635,975
    Funds lent in using Kiva
  • 575.5
    Congo/Kinshasa Francs (CDF) = $1 USD

Success!! The loan was 100% repaid

A portion of Totosa Group's $4,175 loan helped a member to purchase another sack of wheat flour and rent a location for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 24, 2008
Dec 16, 2008
Currency Exchange Loss:
Apr 15, 2009