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Kiswahili Cell A-Night Group
In this Group: Night, Jovlet , Christine
Night A. is a hardworking and determined businesswoman. She rents a stall on Mbaguta Street, Mbarara, at the rate of 150,000 UGX per month, in which she sells second hand clothes and offers tailoring services. From her savings as a poultry keeper, Night raised the capital to set up this business that now earns her an approximate weekly profit of 120,000 UGX.

She is using the loan funds to purchase a variety of fabrics to meet the demands of her clients. Besides her ten years' experience in this business, Night attracts her customers by being social and friendly to them. She hopes to own a unisex boutique stocked with the latest designer outfits.

Married to a businessman, and a mother of three, 40-year-old Night is also a loving guardian to her late sister’s daughter. Her children and niece attend the same primary school in Mbarara. This is her third loan and she hopes that it will help her business grow, thereby increasing the profit margins. If that happens, she will be in a position to help her husband in the construction of their residence, and with school fees for the children.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 184
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,000.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kiswahili Cell A-Night Group's $1,000 loan helped a member to purchase a variety of fabrics.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 14, 2008
Dec 5, 2008
Currency Exchange Loss:
Sep 15, 2009