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María Teresa
Mrs. Maria B. sells fruits and vegetables in the Ivan Montenegro Market in Managua. She sells goods to her faithful customers who visit her daily at the market.

She works every day, starting early in the morning, in order to improve the economic condition of her family. Because of this, she has put her hope in Kiva partner Ceprodel and applied for a loan to buy more products. It is important to bring out that this loan will help with the purchase of fruits and vegetables that she needs so much.
View original language description ↓

La señora María B. se dedica a la venta de frutas y verduras en el Mercado Ivan Montenegro de la ciudad de Managua donde comercializa sus perecederos a sus fieles clientes que le visitan a diario en el mercado.

Su trabajo lo realiza todos los días desde muy tempranas horas de la mañana y es por esto que se ha dedicado a laborar mas en su actividad para mejorar las condiciones económicas de su familia. Hoy en día la razón por la cual espera en Ceprodel es porque ha solicitado un crédito para la compra de los perecederos, es importante destacar que por medio de este crédito logrará la compra de las frutas y verduras que tanto requiere.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,100
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped María Teresa purchase fruits and vegetables.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 8, 2008
Dec 10, 2008
Currency Exchange Loss:
Feb 15, 2009