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Mr.than Thol's Village Bank Group
In this Group: Than, Ny, Chamroen, Morn, Chantha, Thorn, Yean, Sopheap, Phat, Me, Sam Ann, Ny, Samean, Sareth, Samol, Sameth, Chamnan, Sokhoen, Brang, Lee, Seng Heang, Sary, Thy, Ra, Shi Im, Mali, Nhem, Savoen, Ya, Yoen
The village bank which consists of 32 people is located in Sambuor Village in Kandal Province. Mr.Than T. is a village bank president who has been selected by the members. He and his wife, Mrs. Thoch Vanna, are farmers who own a half-hectare section to cultivate rice to earn for living. In their plantation, they face a small problem because their field is infertile, so Mr.Than T. decided to ask for a loan to buy fertilizers to make the crops more productive.

Mr.Than T. is 54 years old and the father of two children, one of whom is working in a printing shop while the youngest one is attending the local school. All the members in this village bank are shown in the picture but some are not easy to see because they are blocked.

This is a village bank loan consisting of mainly end-of-term loans. Twenty-three members have end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,117.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mr.than Thol's Village Bank Group's $2,625 loan helped a member to buy fertilizer to make the crops more productive.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2008
Dec 7, 2008
Currency Exchange Loss:
Dec 15, 2009