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Mrs. Chheng S., 25, has no children and lives in Kompong Tom Province. She makes a living by selling different kinds of the desserts at the local market and earns a profit of $4 per day. She is married to Mr. Tim Rosh, 27, a motorcycle taxi driver. He earns approximately $4 each day. S. is applying for a loan of $1,200 to buy two baby cows to raise and to replace the old motorcycle her husband uses. A new motorcycle will make her husband's work easier. The loan will help her family earn additional income.

S. is pictured with her husband.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chheng to buy two baby cows and replace a motorcycle.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 21, 2008
Dec 6, 2008
Currency Exchange Loss:
Aug 15, 2009