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Juliana N. is a 38-year-old woman and married with four children in school. For the past four years, Juliana N. has been trading in palm oil. She treks to Asamang, a town in the Eastern region of Ghana, to purchase palm oil in bulk from the producers and then resells it to her customers. She says increased prices of rice and fuel have affected her working capital, and she can no longer buy enough quantity.

She hopes the loan will enable her to inject more capital into her business to meet the demands of the market. She wants to use the loan to buy bulk gallons of palm oil to avoid price hikes and frequent trips. She hopes to increase her savings to support her husband in paying the children’s school fees. She is a member of the group called 'Mount Calvary' Trust Group. Members agree to serve as social collateral by guarantying repayment of the loans.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Juliana buy bulk gallons of palm oil.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 3, 2008
Dec 4, 2008
Currency Exchange Loss:
Aug 15, 2009