She hopes the loan will enable her to inject more capital into her business to meet the demands of the market. She wants to use the loan to buy bulk gallons of palm oil to avoid price hikes and frequent trips. She hopes to increase her savings to support her husband in paying the children’s school fees. She is a member of the group called 'Mount Calvary' Trust Group. Members agree to serve as social collateral by guarantying repayment of the loans.
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