Celina M. is married and the mother of two children. She is a 42-year-old trader, who has been selling women's slippers, shoes, and dressing bags for the past fifteen years. Celina's working capital was provided by family members and friends, but it is not adequate for her business needs. As a result, she can't purchase high quantity or quality products.
She believes that a loan will provide her with the resources needed to purchase good quality products for her customers. She wants to use the loan to buy more women's slippers, shoes, and dressing bags. She belongs to the community group called ‘Mount Calvary Trust Group’. In this group, members serve as guarantees for one another to access loans and exert peer pressure to repay loans.
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