S. Saodat is 39 years old and lives in Khujand. She operates a clothing trade outlet at the local bazar, and boasts a wide variety of clothing. She has built a loyal network of repeat customers. S. Saodat became first joined the local bank in 2007 and has been a model client. She repays her loans on time, and never has problems with loan procedure. Now mrs. S. Saodat is applying for a KIVA business support loan of 4000 STJ for 3 months to increase volume of imports of seasonal winter wear.