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Benkadi Group
In this Group: Lala , Alima , Mariam , Djénèbou , Aby , Fatoumata , Assétou , Maratou
Living in traditional extended families in the village of Bougoula Hameau, located about 3 km from the city of Sikasso (third administrative region of the Republic of Mali), the members of the group Benkadi (8 women: 7 married and 1 unmarried) average 3 children and 34 years of age. This group came out of the association Badeya and is united by ties of kinship (sisters and cousins). The group members work to earn an income by trading in peanut oil, rice, soap, néré seeds, beauty products, condiments, and "soumbala", which is made from cooked néré seeds.

To satisfy their ever-increasing customer base, they decided to join the Soro Yiriwaso micro-finance institution, with which they are on their fourth solidarity loan cycle (group loan). All the preceding loans have been correctly repaid.

The women of the group are requesting this loan to buy: 2 barrels of peanut oil, 13 sacks of rice, 5 sacks of néré seeds, and a sizable quantity of condiments (2 sacks of onions, 2 of eggplant, 1 of okra, 5 packets of flavorings, and 5 cans of tomato paste). The cities of Bobo Dioulasso and Bamako (respectively in Burkina Faso and Mali) are the main sources of supplies possible for the women.

The goods are taken to Sikasso on market days to be sold in cash at wholesale and retail levels, both. Their customers are generally composed of women and especially market vendors. Sales are made either at the local marketplace or out of homes, cash or credit accepted.

Using this fourth loan, the women each envision realizing an average profit of 50,000 francs CFA that will be used to pay the loan interest, to provide for the family, and to invest the rest into their respective businesses.

View original language description ↓
Vivant dans des familles traditionnelles élargies dans le village Bougoula Hameau, situé à environ 3km de la ville de Sikasso 3ème région administrative du Mali, les membres du goupe Benkadi (8 femmes: 7 mariées et 1 célibataire) avec en moyenne 3 enfants et une moyenne d’âge de 34 ans). Ce groupe est une émmanation de l’association Badeya unie par des liens de parentés (des soeurs et cousines) et qui a pour activités génératrices de revenus l’achat et la vente d’huile d’arachide, de riz, de savons, de noix de Néré, des produits de beauté, du «Soumbala » et des condiments alimentaires. Le “Soumbala” est fait à base des noix de Néré après cuisson.
Afin de satisfaire le besoin de sa clièntele qui ne cesse d’augmenter, ce groupe décida d’intégrer l’institution de microfinance Soro Yiriwaso avec laquelle il est à son 4ème cycle du prêt solidaire (prêt du groupe). Tous ses prêts précédents ont été correctement remboursés.
Elles (les femmes du groupe) sollicitent ce prêt pour pouvoir acheter, 2 bariques d’huile d’arachide, 13 sacs de riz, 5 sacs de noix de Néré et une grande quantité de condiments (2 sacs d’oignon, 2 sacs d’aubergine, 1 sacs de gombo, 5 paquets d’arome , 5 boîtes de concentré tomate).
Les villes de Bobo Dioulasso et de Bamako (respectivent au Burkina Faso et au Mali) sont les principales sources d’approvisionnement possibles des femmes de ce groupe. Les marchandises sont achiminées à Sikasso les jours de foire pour être vendues au comptant, à la fois en gros et détail à une clientèle composée très généralement des femmes et surtout des foraines.
Les marchandises sont vendues au comptant et à crédits soit au marché local, soit à la maison à une clientèle locale feminine.
Elles (les femmes du groupe) envisagent réaliser chacune avec ce 4ème prêt un bénéfice moyen de 50.000 FCFA par mois qui sera utiliser pour payer les intérêts du prêt, subvenir aux besoins de la famille et investir le reste dans les activités respectives.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 40
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 516.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi Group's $1,950 loan helped a member to buy conditments, peanut oil, rice, soap, néré seeds, beauty products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 14, 2008
Jan 1, 2009
Currency Exchange Loss:
Jun 15, 2009