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Mrs. Sokha T., 45, and her husband, Mr. Vit Ses, 47, live along national road number one about seventeen kilometers from Phnom Penh. They were married in 1983 and have six children: three sons and three daughters. Two of them are married and live outside the family house, one child is a garment factory worker and other three children stay at home.

Sokha has been selling porridge and Cambodian cake for seven years. She buys meat and ingredient from Koki market to cook and sell in front of her house. Her husband has been a motor taxi driver for twenty years. He drives people from his village to Koki market. Sokha and her family members live in an old house some part of which is broken (see the picture) but the couple lacks the money to repair it. Therefore, Sokha is requesting a loan of $ 1000 to repair her house.

Additional Information


MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 256
    View loans »
    Cambodia Loans Fundraising
  • $37,497,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sokha to repair her house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Nov 18, 2008
Dec 2, 2008
Currency Exchange Loss:
Nov 15, 2009