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Djumagul S. has an established business selling kids' clothing in her store. She started her business about nine years ago. She has an entrepreneurial mind, and she has worked hard to develop her business. Buying clothing inventory from Istaravshan, where she can get better prices, is one way in which she is able to gain a competitive business advantage. Moreover, she is planning on bringing goods in from China. Djumagul is married, and she has four children. One of her goals for the future is to provide all of her children with houses. Djumagul is requesting a loan of 3500 Somoni in order to purchase winter clothing. With additional clothing, she will be able to increase her sales and will continue to provide a better life for herself and her family.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 189
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,000
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Djumagul purchasing winter clothing to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 5, 2008
Dec 3, 2008
Currency Exchange Loss:
Dec 15, 2009