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Mrs. Sinat M., 29, the mother of three young children, all in school, raises pigs and distills Khmer wine in her home in Srolav Commune, Kompong Tom Province. Currently earning approximately $4 each day, Sinat is married to Mr. Neang Noeun, age 33, a motorcycle and horse cart taxi driver making about $5 per day.

In order to increase family income, Sinat is applying for a $1,000 loan to buy rice to store for later sale and to purchase two oxen.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sinat to buy rice to store for later sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 6, 2008
Dec 1, 2008
Currency Exchange Loss:
Dec 15, 2009