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Alba Maria
Alba Maria V. is 46 years old, is single and has two children. Her son is 20 years old and works as a salesman, and her daughter is 16 years old and recently enrolled in the second year of secondary school. Her goal is to overcome difficulties and keep her business active. She hopes to be able to obtain her own house which she will be able to leave to her children, which is very important to her. Additionally she hopes that her children will have success in their studies so that they don't encounter difficulties in the future.

Alba runs a small store where she sells products such as snacks, candy, soda, basic supplies and other things. She started the business 6 years ago when a friend suggested that she open a store in her home. She started selling bread and snacks, and later as she built her customer base she expanded her business. The loan is for working capital to be used to buy toys, children's clothes and candy to sell during the holiday season, when her customers look for the most favourable places to buy gifts.
View original language description ↓

La Señora Alba Maria V. tiene la edad de 46 años, su estado civil es soltera, tiene 2 hijos a su cargo su hijo mayor tiene la edad 20 años que labora como comerciante y su otra hija tiene la edad de 16 años que cursa recientemente el 2 año de secundaria, sus propósitos son de mantener su negocio activo por lo que la situación esta muy difícil en sus deseos esta le gustaría obtener una casa propia ya que necesita dejarle a sus hijas su propia casa ya que para ella es muy importante, además quiere que sus hijas logren tener éxito en los estudios para que no tengan dificultades para el día de mañana.


Su actividad económica es una pulpería donde vende productos como: golosinas, colas, granos básicos y otras cosas, el tiempo que tiene de poseer este negocio es de 6 años, ella inicia este negocio por la idea de una amiga quien le dijo que instalara una pulpería en su casa de habitación y empieza con los productos de pan y golosinas y mas tarde al notar que obtuvo afluencia de clientes decide incrementar mas en su negocio para obtener lo que actualmente tiene, el financiamiento es para capital de trabajo que será utilizado para la compra de juguetes debido a la temporada festiva y también en la compra de ropa para niños y caramelos por lo que se acerca la celebración de la purisima y sus clientes buscan los lugares mas favorables.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $3,636
    Average annual income
  • 119
    View loans »
    Nicaragua Loans Fundraising
  • $24,043,075
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Alba Maria working capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 27, 2008
Listed
Dec 4, 2008
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2009