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Mrs. Petrona A. is applying for her fifth loan to invest in improving her home (whitewashing the house). She has worked at the Hospital Jacinto Hernández as a supervisor for the past 28 years and she has a grown daughter, for whom she took on the role of both mother and father at an early age. She is very responsible, honest and hard-working, and has striven to improve her home bit by bit, located in the urban center of Nueva Guinea, a recently populated neighborhood and growing daily. Petrona is a woman of high spirits both personally and at work, which she loves. Although her daughter does not live with her, she does take care of her very elderly mother. Her dream is to have stability, health and a nice home. Petrona is grateful to AFODENIC for the previous loans which helped her slowly build her home and this way she could bring greater comfort to her family.
View original language description ↓
Doña Petrona está solicitando refinanciamiento de su 5to crédito para invertirlo en mejora de su vivienda (Repellar la casa), trabaja en el Hospital Jacinto Hernández como supervisora desde hace 28 años, iene una hija mayor de edad, ella desde muy joven asumio el rol de madre y padre para su hija, se ha caracterizado por ser muy responsable, honesta y muy trabajadora que ha luchado por ir poco a poco mejorando su vivienda ubicada en la zona urbana de Nueva Guinea, este barrio recientemente se poblo y cada día se va aumentando su población, Petrona es una mujer con alto espiritu de superación personal y laboral, que ama su trabajo, a pesar que no tiene a su hija a cargo ella cuida a su mamá ya que esta bien viejita, su sueño es tener estabilidad, salud y una vivienda bonita , doña Petrona se siente muy gradecida con AFODENIC, ya que con los créditos anteriores logro construir poco a poco su vivienda y de esta manera brinda mayor comodidad a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Petrona home Improvement: To whitewash the house.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Dec 9, 2008
Dec 4, 2008
Currency Exchange Loss:
Nov 15, 2010