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Cecilia A., a single parent with four dependents and a junior high education, buys fish from local fishermen, processing, preserving, and sending them to the market for sale at Boatase near Elmina. Responsible for taking care of her children's financial needs, she has been in this business since 1998.

Cecilia is requesting a loan to buy more fish in larger quantities for processing and sale. She hopes to use the new profits from her business to complete the family house she is in the process of building.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 36
    View loans »
    Ghana Loans Fundraising
  • $11,958,350
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Cecilia to buy more fish in larger quantities for processing and sale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 28, 2008
Nov 29, 2008
Currency Exchange Loss:
Jul 15, 2009