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Mrs. Mara Ken Village Bank Group
In this Group: Mara, Maiya, Nam, Morn, Samrong, Koen, Sarom, Han, Creb, Phon, Srey Mom, Pao, Chea, Shinoen
Fourteen people who live in Preak Samraong Village in Kandal Province have applied for this loan, which they will use for different purposes. Mrs. Mara K. is the village bank president and will use her portion of the loan to expand a pig-breeding business that is doing well. She is also a garment worker. Her husband, Mr. Chon Loehak, is a motorbike taxi driver and also helps her with her business when he has spare time. Mrs. Mara K. is 21 years old and the mother of two children who are one and three years old.

One member of this group has an end-of-term loan; the rest have monthly payment loans. The member with the end-of-term loan is not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. These loans allow them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva loans.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • 4,117.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Mara Ken Village Bank Group's $1,850 loan helped a member to expand a pig-breeding business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 5, 2008
Nov 29, 2008
Currency Exchange Loss:
Sep 15, 2009