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Herminia is a member of the "Generosidad" (Generosity) Village Bank. Herminia has a farm, located four hours from the city of Ayacucho, where she grows avocados, lemons, tomatoes and cucumbers. She sells her produce in the cities of Andahuaylas and Ayacucho. Herminia needs a loan of 1000 soles to buy medicine and to pay her farm workers. Herminia’s dreams are to improve her business, for her children to go to school, and to have a stable location from which to sell her products.

Translated from Spanish by Cynthia McMurry, Kiva fellow

Herminia es socia del Banco Comunal Generosidad. Herminia es casada, tiene 39 años y 6 hijos, Herminia se dedica a la agricultura en sus terrenos de pampas que se ubica a 4 horas de la ciudad de Ayacucho, en donde produce limón, palta, tomate, pepinillo, sus productos los vende en las ciudades de Andahuaylas y Ayacucho.
Herminia necesita un préstamo de 1000 soles dinero que será invertido en la compra de remedios y pago de los peones.

Los sueños de Herminia son mejorar su negocio, sus hijos estudien y tener un puesto estable para vender sus productos.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $58,962,350
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Herminia buy medicine and pay farm workers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 24, 2008
Nov 30, 2008
Currency Exchange Loss:
Apr 15, 2009