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Francisco Manuel
Francisco is 46 years old and lives in the Loma Memorial Sandino district of Managua. He is married and has two beloved daughters of 3 and 16 years, both of whom attend a school in the neighbourhood. He works from dawn to dusk with his wife selling fruits and vegetables from their van on the streets of Managua, as he has done since he was 15 years old. He plans to have a strong business selling fresh, high-quality products. Through his loans from Kiva partner Afodeniche will be able to increase his sales as well as his income and his quality of life. This will also allow him to finish building his house.
View original language description ↓
El Sr. Francisco tiene 46 años de edad habitante de loma memorial Sandino, de la ciudad de Managua, es casado y concibió dos adorados hijas de 3 y 16 años de edad, las dos están estudiando en una escuela del barrio. Trabaja de sol a sol con su esposa en la venta de frutas y verduras en la camioneta ambulantemente por la calle de Managua desde hace 15 años. Sus planes son tener un negocio grande y fuerte en la venta de productos frescos de buena calidad. Por medio de los préstamos de Afodenic lograra aumentar sus ventas y a la vez sus ingresos y nivel de vida. Así también terminara la constricción de su casa.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Francisco Manuel buying fruit and vegetables to increase sales.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 25, 2008
Dec 1, 2008
Currency Exchange Loss:
Dec 15, 2009