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Davlatkhuja
D. Davlatkhuja is 37 years old and is married with two children. Davlatkhuja is a market vendor. He has been selling fruits for the past three years.

During these years, Davlatkhuja has acquired the knowledge and skills required for the business. For instance, he knows how to store the fruits to maintain their marketable conditions and to not lose the taste and their useful properties. He sells fruits such as: apples, pears and pomegranates in the central, local market.

Davlatkhuja begins his workday early morning - at 5:00 a.m. Buying vegetables and fruits from the local farmers, he sells them at the market. In the market, he is well-known because of his attractive prices and friendly customer service feature. All this allows Davlatkhuja’s business to generate a stable and considerable income stream for his family.

Due to the current season, Davlatkhuja’s goods are in high demand. For this reason, he is planning to purchase new, fresh fruits to sell. Today, he is requesting a loan of 2000 Somoni ($ 600 US Dollars) that will allow him to expand his business. With your help, this will be possible. He promises to repay the loan within 9 months and thanks everyone for supporting him.


More about Tajikistan and IMON International

Tajikistan is perhaps best known for its rich history, which includes a key post along the Silk Road; the end of Alexander the Great's rule; and with it’s famous great thinkers, philosophers, scientists and poets as: Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi and many others. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.
But, Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 208
    View loans »
    Tajikistan Loans Fundraising
  • $29,704,375
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Davlatkhuja to purchase additional fruits to sell during the high-demand season.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 12, 2008
Listed
Jan 15, 2009
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2009