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Naila Maqbool Bashir Group
In this Group: Naila , Rashidan , Parveen , Bilquis Begum
Naila baji is the wife of M. B.. Mr. B. makes wooden decorations and sells them in several gift shops. He learned this art from his father, because this is their family business. Naila baji resides in Walton in Lahore, Pakistan, where she has been living for the past 15 years. She is the mother of four children: three sons and one daughter. All of her children are enrolled in a local school in her neighborhood.

Naila baji has a business sewing clothes. She does this work because she wants to give her children a good education. Naila baji successfully repaid her previous four loans from Asasah (a microfinance institute in Pakistan). Now she is applying for a loan to buy wood, polishers, and tools to make more wooden decorations.

She is joined in her loan group by three more members. Rashidan baji and Parveen baji each want a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle, like a tuk-tuk). Bilquis Begum baji wants a loan to repair her auto-rickshaw (a local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: "Baji," which means "older sister," is a term of respect for women in Pakistan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naila Maqbool Bashir Group's $1,075 loan helped a member to buy material for making wooden decorations.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 27, 2008
Nov 27, 2008
Currency Exchange Loss:
Jun 10, 2010