Ghazala baji is the wife of M. and resides in Riwind, Pakistan. She is the mother of a one year old son. Ghazala baji’s husband has owned grocery shop for 10 years. She has a milk selling business. She gets the milk from the buffalo her family owns. She charges $1 per kg of milk. She successfully repaid her first loan from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy another buffalo for her milk selling business.