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Festus Che
Born in 1967, Festus is married and father of two boys and one girl. He has not forgotten when thieves visited him and when the Urban Council confiscated vehicles from his garage at a time he was greatly struggling to build it with loans from GHAPE. However, he decided to forge ahead in the belief that obstacles will always be there but life has to continue. Festus is a fourth-time borrower. From his three previous loans he provided mechanic services to car owners in his community. He is proud of owning a functioning garage.

Given a loan of $800, he plans to buy old cars and spare parts and service some of the old cars in his garage. He is convinced that he will succeed because of lessons from the past, the quality of his work, and the ever-increasing customers resulting from the bad roads. His dream is to expand his garage and provide apprenticeships to other young people.

He plans to pay loan in 18 months. The first installment repayment shall be on the fourth month from the date of disbursement of loan.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,188,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD