Buen Encuentro Group
Lastenia O.: I am the group coordinator and I have many years of experience selling bed linens. Currently, the sales are very good and I sell my product with payment in full and on credit. I need to have a lot of merchandise to be able to sell a lot during the Christmas period, since I have to place my orders to my suppliers which takes several days and I would like to have all my merchandise before December 10th in order to begin selling it.
Martha S.: She works making and selling mondongo soup as well as selling nacatamales (Central American tamales). She has her business in her house. She has many orders for nacatamales during the Christmas season, but she doesn't have the capital to purchase the material and for this reason she needs the loan; otherwise she will not be able to cover her clients' requests.
Vilma O.: She sells beauty products as well and bed linens. She also needs to purchase items to be ready for the Christmas season.
We all need the loan to make our businesses larger and thus earn good incomes.
Lastenia O.: soy la coordinadora del grupo, tengo muchos años de dedicarme a la venta de cameras, ropa para camas, en este tiempo las ventas son muy buenas, mi producto lo vendo de contado y al credito, ahora necesito tener mucho producto para poder vender mucho en navidad, ya que hay que hacer los pedidos y esto se tarda unos dias y quiero que para antes del 10 de diciembre tener todo mi producto para empezar a venderlo.
Martha S.: ella se dedica a la elaboracion y venta de sopa de mondongo, tambien vende nacatamales, ella tiene su negocio en su casa de habitacion, ella para la epoca de navidad tiene muchos nacatamales encargados pero no tiene capital para comprar todos los materiales y por tal razon ella necesita el credito de lo contrario no podra cubrir las necesidades de sus clientes.
Vilma O.: ella vende productos de belleza como ser cosmeticos y tambien vende ropa para cama, tambien ella necesita comprar para poder estar preparada para la epoca de navidad.
todas nosotras necesitamos el credito para hacer nuestros negocios mas grandes y asi tener buenas ganancias.
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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