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Farzana, is a 42-year-old married woman; she has been doing a business selling bed sheets and spreads for the past five years. She offers a variety of bed sheets and covers. Her husband also assists her in selling them to the people of their community and in the local market. She makes sufficient amount of income to contribute to the family's income.

In order to improve her business she contacted Kashf Foundation and applied for loan of 40,000 PKR. In this way she will be able to purchase more variety of bed sheets, covers and pillows in various colors and designs. She is expecting a boost in her earnings and dreams of expanding her business in the future. She is in her 3rd loan cycle with a good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 362
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 102.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Farzana to purchase more variety of bed sheets, covers and pillows in various colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2014
Sep 1, 2014
Currency Exchange Loss:
Sep 17, 2015