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Martha Cecilia
Ms. Martha Cecilia Z. D. is a married 41-year-old mother with 2 children. Her eldest child, age 19, is currently in her second year of Business Administration, while her youngest child, age 16, is currently in his fourth year of high school. Her husband works in construction. Her goal is to establish her own business in an optimal location. She also wishes to help her children get ahead and prepare them for tomorrow so that they can get by in the future.


She has been selling medical products for a living for 10 years. Initially, she would sell medical products to the dentistry students on campus at the University of León. Later, she decided to distribute her products to the different pharmacies in León. She is requesting this loan to use as work capital to buy: alcohol, acetone, molds for making dental impressions, etc. She purchases these products in Managua, where she has to search for the place that sells them to her at an affordable price.

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La señora Martha Cecilia Z. D. tiene 41 años de edad, sus estado civil es casada, Doña Martha tiene 2 hijos su hija mayor tiene 19 años de edad y cursa reciente mente el 2 año de administración y su hijo menor 16 años que cursa el 4 año de secundaria, su compañero de vida labora como obrero en una constructora, sus propósitos son de establecer su propio negocio en un lugar donde represente las condiciones adecuadas, en sus deseos esta el ayudar a sus hijos a seguir adelante para que puedan defenderse en un futuro y prepáralos para el mañana.


La actividad económica a la que ella se dedica es la venta de productos médicos, el tiempo que tiene de tener este negocio es de 10 años, en sus inicios empieza vendiendo productos médicos en el campus de la universidad de León a los estudiantes que llevan la carrera de odontología y mas tarde decide realizar la distribución de sus productos en las diferentes farmacias en león por lo que el motivo del financiamiento es para capital de trabajo que consiste en la compra: alcohol, acetona, moldes para la dentadura ya que las compras las realiza en Managua por lo que tiene que buscar el lugar donde a ella le ofrezcan el producto mas accesible.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $3,636
    Average annual income
  • 168
    View loans »
    Nicaragua Loans Fundraising
  • $23,230,825
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Martha Cecilia work capital.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 18, 2008
Listed
Dec 1, 2008
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2009