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Amire is 32 years old and married with two sons. She is an IDP (internally displaced person). Her main source of income is agriculture (gardening). She grows fruit trees (pear, peach, apple, pomegranate, cherry and so on) and sells the fruit at the local bazaar. She has seven years of skill in gardening and gets 150 AZN for this.

In Azerbaijan, the demand for fruit is very high. During the whole year, they buy fruit for everyday use. They eat fruit fresh or prepare it in different, tasty and sweet dishes.

This is the first loan borrowed by Amire and it is for 1,000 AZN. Unfortunately, Amire’s income from gardening and pensioner isn’t enough to cover life's demands. That’s why she needs more money. Her plans are to use this money to provide her children’s education and improve the family maintenance.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 17
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,275 helped Amire to pay for her children's education.
48% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 18, 2014
Aug 30, 2014
Currency Exchange Loss: