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Sophal's Group
In this Group: Sophal, Peun, Kveub
There are three members applying for this loan. Mrs. Sophal P. is a 28-year-old who has sold second-hand clothing in the local market since 2006. She is running the business very well with much experience. She has one child and is married to Mr. Vanny Heng, 26, a motorcycle taxi driver who earns approximately $5 a day. Sophal hopes to enlarge her business so she decided to ask for a $200 loan to purchase more used clothing for sale.

The other two members are Mrs. Peun S., 58, who sells Khmer cakes and seeks a loan of $125 to buy ingredients, and Mrs. Kveub S., 30, a good housewife who relies on her husband’s income and asks for a $150 loan to improve her husband’s business. They all live in Battambang Province. (Mrs. Sophal, Mrs. Peun and Mrs. Kveub's husband are pictured, because Mrs. Kveub was not available that time.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 38
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sophal's Group's $475 loan helped a member to purchase more used clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 20, 2008
Nov 25, 2008
Currency Exchange Loss:
May 15, 2009