Comfort O. is 43 years old, married, and the mother of two children. One child is currently in school, while the other has completed school. Comfort is a distributor and a supplier of ice cream and yogurt at a very busy market in Tema, where she lives. She takes delivery from the manufacturers and supplies to retailers. Comfort has been in this business for the past 2 years and has rich experience in the field. She requests the loan to buy more supplies of ice cream, and deep freezers to store her products. She believes with the loan she would be able to support her child in school. Comfort would be grateful for the assistance provided by the loan. She belongs to the community group called Morning Star Trust Group; members in this group provide assistance to one another to repay the loan.