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Juana Maria
Juana Maria A. B. is 28 years old, she lives in Los Cocos suburb in Concepcion, together with her husband. He works in transport to help with the household expenses and she's worked as a nanny at the American embassy for the last three years. This lady wants to improve her home as it's not divided into rooms and she also wants to lay a floor in the living room. For this she is requesting a loan of $5000 cordobas to improve her home. This will let her achieve her ambitions as she has an eight-year old daughter and she wants her to have her own bedroom separate from Juana's.
View original language description ↓
La señora Juana Maria A. B. tiene la edad de 28 años, habita en el sector de los cocos ubicado en la Concepción, junto a su esposo , el trabaja como transportista para ayudarle con los gastos de la casa , ella se desempeña como niñera en la embajada Americana desde hace tres años, esta señora quiere mejorar su vivienda ya que no tiene la división de los cuartos y también quiere poner piso en la parte de sala ; por lo cual ella solicita la cantidad de C$ 5,000.00 córdobas para mejorar su vivienda .Y cumplir con su sueños ya que tiene una hija de ocho años y quiere que la pequeña tenga su cuarto aparte al igual que ella .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Juana Maria purcahse construction materials to divide her home into rooms, and to lay a floor.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 21, 2008
Nov 24, 2008
Currency Exchange Loss:
Aug 15, 2009