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Rosa Adela
Señora Rosa is 44; lives in a neighborhood in the city of Managua called Villa Reconciliación; is married; and has 4 precious children, who are in school. D. Rosa's plans are to make improvements to her home and the quality of life that she presently has. For six years, she has sold garments and imitation jewelry out of her home. She also wants to raise her sales with new products and purchase a stretch in the market. We hope that she will accomplish this thanks to the loans that Afodenic offers her. She hopes to buy various new products for the season, such as decorations and clothes to offer to her customers.
View original language description ↓
La Sr. Rosa tiene 44 años de edad, vive en un barrio de la ciudad de Managua villa reconciliación, es casada, tiene cuatros preciosos hijos actualmente los tiene estudiando. Los planes de D. Rosa son mejorar su vivienda y el nivel de vida que tiene actualmente. Desde hace seis años vende prendas y bisuterías en su casa. También tiene quiere aumentar sus ventas con nuevos productos y comprar un tramo en el mercado. Que lograra gracias a los préstamos de Afodenic le brinda desea comprar nuevos productos variados, para la temporada, como adornos, ropa y ofertar a sus clientes.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Rosa Adela to purchase construction materials to make improvements to her home and to purchase Christmas decorations to supply her business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 21, 2008
Dec 1, 2008
Currency Exchange Loss:
Jul 15, 2009