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Benkadi C Group
In this Group: Amidou , Daouda N , Abdou , Sidiki , Salif , Abdoulaye
The 6 members of the Benkadi C group are married men with an average age of 46 and, on average, 6 children. Most of them live in traditional families in N'Goloko, a village in the Dogoni commune, Sikasso Circle, the third administrative district of Mali. They are working with the microfinance institution Soro Yiriwaso in order to be able to carry out their agricultural activities during the rainy season. This is their 5th loan from the MFI Soro Yiriwaso, and they have properly repaid their previous loans.

Salif, standing on the right in the group picture, grows maize. He plans to use his loan to buy 8 50-kilo bags of fertiliser and 10 cans of herbicide of varying quality, and to pay the labourers needed to cultivate 1 hectare of land. After the harvest, the produce is sold for cash or credit in the village and in Sikasso, to a clientèle made up of men and women. He expects to make an average profit of 160 000 francs per crop cycle. This profit will enable him to repay his part of the loan and its interest and to contribute to the family's daily expenses.
Les 6 membres du groupe BENKADI C sont des hommes mariés ayant une moyenne d’âge de 46 ans et ont en moyenne 6 enfants et vivant la plupart dans des familles traditionnelles à N'GOLOKO un village dans la commune de DOGONI dans le cercle de SIKASSO 3ème région administrative du Mali.
Ils collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Ils sont à leur cinquième prêt de production de maïs avec l’institution de microfinance soro yiriwaso, les prêts antérieurs ont été correctement remboursés.
La spéculation cultivée est de maïs avec monsieur SALIF débout à la première position de la droite vers la gauche sur la photo dans ce groupe d’homme BENKADI C.
Avec son prêt, il compte acheter 8 sacs de 50 kg d’engrais, 10 bidons d’herbicide de qualité différente, payer les frais de labour pour entretenir 1 hectare.
Après la récolte la production est vendue au niveau du village, à SIKASSO à une clientèle composée d’homme et de femme au comptant et à crédit.
Il compte réaliser un bénéfice moyen de 160 000 FCFA par campagne.
Ce bénéfice lui permettra de payer d’une part son prêt et son intérêt et d’autre part de contribuer les dépenses quotidiennes de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Mali

  • $1,100
    Average annual income
  • 13
    View loans »
    Mali Loans Fundraising
  • $11,527,250
    Funds lent in using Kiva
  • 493.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi C Group's $1,825 loan helped a member to buy fertiliser and to pay the labourers' wages.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Aug 1, 2014
Aug 27, 2014
Currency Exchange Loss:
May 17, 2015