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Beatrice A. is married and has four dependents. She has received no formal education. Beatrice sells fried fish to food sellers at a popular place called Air Force near Shama, which she has done since 1994. She has started selling clothing and footwear in addition to the fish she processes for sale. Her husband is a military officer. Beatrice uses her income to assist her husband in providing the basic needs of the family. Beatrice will use the loan to purchase more fresh fish to be fried and smoked. She wants to also invest in her now growing clothing business. With the new profits from her expanded business, Beatrice plans to reinvest into the business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,959,900
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Beatrice beatrice will use the loan to purchase more fresh fish to be fried.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 24, 2008
Nov 23, 2008
Currency Exchange Loss:
Jul 15, 2009