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Camino Al Exito Group
In this Group: Carmen Marlene, Janet, Norma, Nelly Kati, Milagros Narciza, Justina, Magnolia Marcela, Luz Edith

Update on Camino Al Exito Group

The “CAMINO AL ÉXITO” group consists of members with small businesses. Luz is 37 years old. She is married with two independent children. She works in her bookstore located in her home. She can help her husband with her children's educational expenses. In the past she was dedicated to her home and studying. In her free time, she works at a resturant, helping in the kitchen. The loan will be invested in the purchase of more school supplies like notebooks, colored pencils, etc. The group is grateful to the Kiva investors for the loan. Luz is the second from the left in the photo.
View original language description ↓
“CAMINO AL ÉXITO” es un grupo conformado por socias dedicadas al comercio minoristas. Luz tiene 37 años de edad es casada con 02 hijos independientes. Ella trabaja en su librería que implemento en su vivienda. De esa manera puede apoyar a su esposo con los gastos de la educación de sus hijos. Años atrás se dedicaba a su hogar y a estudiar. En sus tiempos libres trabaja en un restaurant con ayudante de cocina. El crédito lo invertirá en la compra de mas útiles escolares cuadernos lapiceros colores laminas papelotes. El grupo agradece a los inversionistas KIVA por el crédito brindado. Luz es la segunda del lado izquierdo.

Previous Loan Details

Norma is a member of the Camino al Éxito group. She's a single mother who takes care of two minor children who attend school. She earns a living making pastry. She has steady customers like bakeries and markets where she sells bread pudding, flan, and cakes that she herself makes. This busi... More from Camino Al Exito Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 173
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Camino Al Exito Group's $3,125 loan helped a member purchase more school supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 19, 2014
Aug 29, 2014
Currency Exchange Loss:
Feb 17, 2015