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Haguruka Cb Group
In this Group: Esther, Anne, Esperance, Leoncie, Felecite, Francine, Marie, Seraphine, Erneste, Vianney, Samuel, Marie, Patricie, Christine, Beata, Laurence, Marthe, Victorie, Helarie, Beatrice, Costasie, Euphrasie, Alexianne, Beatrice, Dative*, Julienne, Julienne
* not pictured
Marthe is a group leader, aged 53. She is married with two children aged between 22 and 26. The group is called Haguruka which means "stand up." They sell different items, but they have the same goal of improving their lives. Marthe owns a shop which she has been running for the past eight years. With the loan she would like to buy more rice, soaps, salt, and Omo for resale. The profit from the business will be used to make more savings.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 83
    View loans »
    Rwanda Loans Fundraising
  • $12,395,000
    Funds lent in using Kiva
  • 688.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Haguruka Cb Group's $4,275 loan helped a member to buy rice, soaps, salt and Omo for resale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 22, 2014
Aug 27, 2014
Currency Exchange Loss:
Oct 27, 2014