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Saima lives in Rawalpindi. She is a housewife and a mother of five children. Her husband has a small bookbinding business. They cover all their expenses with the income from the business, so it is vital that it is profitable. Given their big family, her husband wants to expand his binding business by buying more material used in binding books. But given their small income, which only covers their daily expenses, it has not been possible. Therefore, as a dedicated, wife Saima has applied for a loan to help her husband in his business. They are thankful to Kiva and BRAC.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 435
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 101.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Saima to help her husband expand his press and bookbinding business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 19, 2014
Aug 27, 2014
Currency Exchange Loss:
Jul 17, 2015