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Wara Cristina
Wara Cristina, a young 22 year old woman, was born in La Paz, Bolivia. She is single and lives with her small one year old daughter. Wara tells us that her life was difficult because her parents decided to separate when she was seven. She and her three sisters were left to live with their mother. Later, two of them left home because they got pregnant and decided to live with their partners. This situation greatly affected her mother, who took to drink and lost her job. Shortly after, the household economy was affected and they even had to go to aid centers where they provided food because they didn’t receive much financial support from their father. However, seeing the situation, he decided to take them to live with his new family.
Wara decided to live alone and started working in a day-care center, and in the afternoons she studied for a secretarial degree. She was a messenger, then a secretary, and now she is in charge of collections. This professional growth made Wara decide to enroll in a technical course in the area of insurance. She is confident that with the newly acquired knowledge and tools, she will have many more opportunities of growing and aspiring to a better salary. Currently, her income is just enough to cover the monthly expenses for herself and her daughter. Her dream is to become a professional and improve her income so that she can provide her daughter with a better quality of life and help her mother financially. Wara is grateful to the people who provide her with the financial resources that will allow her to continue studying and fulfilling her dreams.
View original language description ↓
Wara Cristina es una joven de 22 años, nació en La Paz – Bolivia, es soltera, y vive con su pequeña hija que tiene un año de edad.
Wara nos cuenta que su vida fue difícil, pues a sus siete años sus padres decidieron separarse, ella y sus tres hermanas se quedaron a vivir con su mamá, posteriormente dos de ellas dejaron su hogar ya que quedaron embarazadas y decidieron vivir con sus parejas, situación que afecto mucho a su mamá por lo que se dedicó a la bebida y perdió su trabajo, poco después se vio afectada la economía de su hogar llegando incluso a acudir a centros de ayuda donde les proporcionaban alimento ya que no recibían mucho apoyo económico por parte de su papá, sin embargo al ver está situación él decide llevarlas a vivir con su nueva familia.
Wara decidió vivir sola y comenzó a trabajar en una guardería y por las tardes se dedicó a estudiar la carrera de secretariado, fue mensajera, luego secretaria y actualmente es encargada de cobranzas, este crecimiento profesional ha hecho que Wara decida realizar un curso técnico en el área de seguros, ya que confía que con los nuevos conocimientos y herramientas adquiridas podrá obtener muchas más posibilidades de crecer y aspirar a un mejor salario, ya que actualmente sus ingresos solo alcanzan para cubrir sus gastos mensuales y los de su hija.
Su sueño es salir profesional y mejorar sus ingresos para brindarle a su hija una mejor calidad de vida y ayudar a su mamá económicamente.
Wara agradece a las personas que a través de sus recursos económicos le permitirán seguir estudiando y cumplir sus sueños.

Additional Information

More information about this loan

This loan is part of EDUCA-PRO's effort to help Bolivian students afford to enroll in technical, undergraduate and post-graduate programs. The goal is to bridge the gap between Bolivia's education system and job market by equipping more bright young people with the degrees they need to secure good jobs. This loan is designed specifically for students with a low interest rate and a longer repayment period.

About your loan through Kiva Field Partner FUNDA-PRO

Kiva field partner FUNDA-PRO is a nonprofit organization considered to be one of Bolivia’s leading financial institutions focused on developing Bolivia’s rural business sector. Among the many programs that FUNDA-PRO manages, one of the most prominent is EDUCA-PRO.

Like Kiva, EDUCA-PRO is committed to creating opportunity for talented young people through innovative financial products and services. These products will enable the youth population in Bolivia to have access to better education and higher paying jobs to improve their families’ quality of life. Though its partnership with Kiva, EDUCA-PRO will be able to expand its outreach in remote and rural areas, supporting students in their pursuit of degrees and jobs to help their families.

About Bolivia

  • $2,817
    Average annual income
  • 84
    View loans »
    Bolivia Loans Fundraising
  • $29,370,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Wara Cristina to pay for an advanced technical degree in insurance.
20% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 7, 2014
Aug 28, 2014
Currency Exchange Loss: