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Marìa Isabel
Maria Isabel is a woman who, with the help of her father and husband, learned to properly care for and fatten bulls. Ever since she was a child, she has lived surrounded by animals for fattening, because this was one of the only options to generate income for her household. Maria Isabel is a member of one of the communal banks working with Fundacion Mujer. Previously, she requested an individual loan for 600,000 Costa Rican colones, which she paid off on time, although the amount she requested previously was not as large as sum as she is currently requesting. She needs this larger sum to invest again in her business, buying bulls to keep in the corral that she built 2 months ago. She and her partner have 6 years of experience in this line of work. In recent years, with the experience she has acquired keeping bulls of varying weights, she's been able to sell between 8 and 12 bulls a year in the auction in her area.

Isabel will buy bulls between 350 and 400 kilos in weight, so that she can later sell them at a weight between 700-750 kilos in the Coto Brus cattle auction that takes place every Thursday. She has 9 hectares of land where the cattle can feed. She chose Fundacion Mujer because of the good service and low interest rates that they provide.
View original language description ↓
María Isabel es una mujer que con ayuda de su padre y esposo aprendió a cuidar adecuadamente novillos para engorde, y desde niña ha vivido rodeada de animales para engorde debido a que es una de las únicas opciones de generar ingresos al hogar. Pertenecía a uno de los grupos de Fundación Mujer, anteriormente solicitó un crédito individual por un monto de 600 000 colones; los cuales cancelado puntualmente, aunque el monto que solicito anteriormente no era tan alto como el que va a solicitar actualmente; ya que requiere esta cantidad para volver a invertir en la compra de novillos para tenerlos en el galerón que construyeron hace dos meses. Tiene 6 años de contar con esta actividad en conjunto con su compañero sentimental. En los últimos años y con la experiencia adquirida han logrado mantenerse con novillos de diferente peso, al año pueden vender entre 8 y 12 novillos a la Subasta de la zona.
Doña Isabel compra los novillos con un peso de 350 a 400 kilos para poder venderlos con un peso de 700 a 750 kg a la Subasta de Coto Brus que se realiza todos los jueves. Ella cuenta con 9 hectáreas para que estos animales se alimenten.
Eligió Fundación Mujer por la buena atención y baja tasa de interés.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.


About Costa Rica

  • $12,900
    Average annual income
  • 53
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 534.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Marìa Isabel to buy bulls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 30, 2014
Aug 28, 2014
Currency Exchange Loss:
Jan 29, 2015