31 De Julio Group
The loan they're taking will benefit the group of micro-entrepreneurs of which Arminda is a member, she states that she's been part of Pro Mujer for four years when she joined after being invited by her aunt, a customer of the institution. Currently she has a metal purchasing business; she says she learned this business from her spouse, who was doing these sales, and they use the material to make industrial equipment.
The loan she's now taking is to increase the working capital (by wholesale purchase of metal) she will obtain from distribution companies in the city of El Alto and subsequently place in her retail space. This type of work allows her to generate income to support her family, since she's in a commonlaw marriage and has five children.
When asked what she likes about Pro Mujer, she answers that she likes the loans and heath services offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Arminda es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de su tía que es cliente de la institución. En la actualidad ella tiene un negocio de compra metales; da a conocer que este negocio lo aprendió de su pareja, quien realizaba esta comercialización, este material lo utilizan para la elaboración de equipos industriales.
El crédito que ahora sacará es para el aumento de capital (compra de metales por mayor) que adquirirá de las empresas distribuidoras de la ciudad de El Alto y posteriormente en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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