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Azra is a 51-year-old woman. She has been running a business trading cloth for the last three years. She purchases a variety of cloth from the main city and then sells it to the people in her vicinity. She has become famous for selling good quality cloth in her community. Azra requested a loan of PKR 50,000 from Kashf Foundation to buy a variety of cloth for the summer season. By taking into account the choices and tastes of her customers, she would be able to earn more income through higher sales. She hopes to have a good experience with this new loan and wants to grow her business. She is in her fifth loan cycle and has a good repayment history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $3,004
    Average annual income
  • 130
    View loans »
    Pakistan Loans Fundraising
  • $13,074,775
    Funds lent in using Kiva
  • 99.9
    Pakistan Rupees (PKR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $525 helped Azra to buy a variety of cloth for the summer season.
37% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 12, 2014
Aug 26, 2014
Currency Exchange Loss: