Update on NadezhdaNadezhda has been involved in growing vegetables on her own plot of land in the Vodyanoye village for 14 years. Because Nadezhda's parents are from Vodyanoye, she too has been familiar with agriculture since childhood. She and her husband used to live in Energodar, both of them worked, but did not have enough money. Then, they sold their apartment and purchased a house in the Vodyanoye village. Nadezhda and her husband built greenhouses together and continue to develop their business. They have 4 heated greenhouses for tomatoes, 10 small ones for radishes and two greenhouses for seedlings. They installed another greenhouse this year and need to cover it.
Nadezhda hopes to install another greenhouse and needs 40 000 hryvnia for this purpose. Nadezhda has about a hectare of land, so she has space to grow her business. She wants to expand her business and build more greenhouses. In the meantime, they grow wheat for their animal husbandry business, but plan to build greenhouses there and expand more.
Надежда хочет поставить еще одну теплицу, для чего ей нужно 40 000 гривен. У Надежды есть около гектара земли, то есть ей есть куда развиваться. Она хочется расширять бизнес и строить еще теплицы. Пока на свободной земле выращивают пшеницу для животноводства, но в планах строить там теплицы и развиваться.
Previous Loan DetailsNadezhda used her previous Kiva loan to buy polyethylene sheeting and seeds for her greenhouses. She is turning to Kiva once again because she need an additional 10,000 UAH for seeds, 5,000 UAH for drip irrigation, and 5,000 UAH to buy sheeting so she can maintain her greenhouses and raise the… More from Nadezhda's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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