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Silver & Gold Group
In this Group: Evidence, Clara, Grace, Shiela
Clara started her poultry business in 2012. After working as a volunteer counselor with Childline Zimbabwe, as a token of appreciation, World Education funded her to start a project and she thought of chicken rearing. In 2013, when she was on the third batch, her birds were affected by Newcastle - a serious poultry disease. A friend in her group (also doing poultry business) advised her to take the birds to the Veterinary Department. She then got help on how to treat various diseases that affects chickens. The business bloomed and she managed to save money for buying a residential stand in Dzvivarasekwa, Harare. With the Kiva loan, Clara will be able to build another fowl run to have more birds reared at her place. She also hopes the in future she will be able to keep chicken layers as well as broilers.
Clara and her friends formed the Silver and Gold group. Most of the members in the group keep poultry and they help each other to market their chicken as well as bringing them up. The group continually attends training offered at Thrive and this has since helped then to prepare budget in the business before spending the money.

Additional Information


THRIVE Microfinance is a for-profit microfinance institution in Zimbabwe that was founded in 2012 by former Kiva Fellow Henry Bartram. The organization provides productive business loans that utilize the group lending methodology, lends only to women, and provides auxiliary training before and after loans.

The organization currently supports approximately 25 groups of women, with $190,000 outstanding. With Kiva’s support, THRIVE will strive to reach their goal of $350,000 by the end of 2014.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Zimbabwe

  • $2,000
    Average annual income
  • 4
    View loans »
    Zimbabwe Loans Fundraising
  • $3,745,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Silver & Gold Group's $1,900 loan helped a member to expand her poultry business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 9, 2014
Aug 23, 2014
Currency Exchange Loss:
Mar 17, 2015