This is Oliva, 36, a resident of Silang, Cavite Philippines. She is married to Eddie, a worker abroad and is a mother to their children. At this time, she is working hard to continually provide income for her everyday expenses.
Oliva operates a tricycle transportation business. She has one tricycle unit that carries up to four passengers to their destination within the community. The tricycle driver then remits a boundary (daily quota) each day to her. In her business the regular customers are the local community. She earns a minimum of PHP 500 every day.
To help her continue operation of her business, she is requesting a PHP 19,000 loan. She will use the loan to buy spare parts, accessories and to maintain the tricycle.
Oliva hopes to have more tricycles and a store of her own. She dreams that her children will finish their studies. She meets up with her co-fellowship members to share stories of her work every week and also draws strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.