Sakhiba (her husband is seen her because she was not available to be photographed) was born in 1981 and lives in the town of Khachmaz in Azerbaijan. Her husband makes a living repairing cars. He has been in this business for three years and is applying with his wife for a $1,200 loan to buy parts and equipment he needs to improve his small company.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.