Benter is a married woman. She has two children. She describes herself to be optimistic. She operates a food stall where she cooks food for selling. She has been involved in this business for two years. Her business is located in a busy area and her primary customers are the general public. She describes her biggest business challenge to be lack of capital. She will use the KES 10,000 loan to buy stock of ingredients for preparing food. Her business goal is to have a restaurant within five years. She hopes that in the future, she will have a better life. This is her first loan with SMEP Microfinance Bank.