This loan will benefit the small businesses and business holders which Amanda is also a part of. She told us that it has been two years since she joined Pro Mujer, having been invited by a consultant from the institution who visited her at home. At the moment Amanda runs a business knitting jumpers. She also made it known that she began this business several years ago when still knitted by hand. After obtaining a loan Amanda was able to buy a machine so that she can produce her garments en masse.
The loan that she is currently applying for is to increase her capital (by buying wool in bulk) which she will acquire from sellers in Ciudad de El Alto and later after knitting the garments she will sell them in the La Paz markets. This form of work allows her to generate an income so that she can support her family economically since she is single.
When asked what she liked about Pro Mujer, Amanda responded that she liked the training sessions and the area of health that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amanda es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de un asesor de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de tejido de chompas; da a conocer que este negocio lo emprendió hace varios años cuando ella aún tejía a mano, en la actualidad y con el crédito obtenido se logro comprar una máquina y masificó su producción.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de los vendedoras de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en la ferias de la ciudad de La Paz. Esta forma de trabajo le permite generar recursos para apoyar económicamente a su familia, ya que ella es soltera.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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