Media Luna Group
This loan will benefit small business-owners in Sonia's group. Sonia herself says that she joined Pro Mujer a year ago, following an invitation from a neighbour who was already a member. Sonia currently has a business knitting blankets. She says that she inherited the business from her mother, who also worked with these products. Sonia gradually took over the business.
This loan will be used to increase capital by buying a sewing machine from the traditional markets of El Alto city. Sonia will then install it in her workspace. This work allows Sonia to earn an income for her family. She is single and has one son.
When asked what it is she likes about Pro Mujer, Sonia says that she enjoys being with her colleagues at the communal bank.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sonia es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una vecina que es cliente de la institución. En la actualidad ella tiene un negocio de tejido de mantas; da a conocer que este negocio lo heredo de su madre, pues ella trabajaba con estos productos, con el pasar del tiempo ella asumió el negocio.
El crédito que ahora sacará es para el aumento de capital (compra de máquina de tejer) que adquirirá de las ferias tradicionales de la ciudad de El Alto y posteriormente lo instalará en su espacio de trabajo. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con las compañeras en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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