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Poderosas De Cumaravi Group
In this Group: Amalia Reyna, Petronila Hilaria, Criss Karina, Isabel, Jeannette Gladys, Nelly , Esther Mayte, Vania Susy
The loan group Poderosas de Cumaravi will begin their 5th cycle with Pro Mujer as part of the Centro Focal de Santiago II. The group is comprised of 8 members and is directed by a board of which Amalia is the president. The businesses that the members of the group run are varied and include: a neighborhood store, making sweaters with a machine, selling fried chicken, selling food, a butchers shop, selling condiments, selling clothes, and selling jackets.
The loan that they are requesting will benefit the micro-entrepreneurs, including Amalia. She says that she joined Pro Mujer 3 years ago on the invitation of a staff member of the institution who visited her home. Currently, she has a business making hand-crafted sweaters. She let us know that she started this business 10 years ago, and she began by working in a workshop that exported sweaters, learned the technique, and decided to become independent when she had a little capital.
The loan that she is requesting now will be used to increase her capital to buy wool wholesale. She will buy from the wholesalers in the city of La Paz and when she has made the sweaters she will sell them from her sales space. This form of work enables her to generate income to support her family as she is married and has 5 children.
When we asked her what she likes about Pro Mujer, she said that she likes the savings that the institution offers.
One of the group members is missing from the photo for personal reasons.
View original language description ↓
La A.C. “PODEROSAS DE CUMARAVI” iniciará el quinto ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Amalia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tienda de barrio, tejido de busos a máquina, venta de pollos a la broster, venta de víveres, tienda de carnicería, venta de condimentos, venta de ropa, venta de chamarras.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amalia es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de artesanía en chompas; da a conocer que este negocio lo emprendió hace diez años, iniciando como operaria en un taller donde exportaban chompas, aprendiendo la técnica y con un pequeño capital decide independizar su trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las vendedoras mayoristas de la Ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar económicamente a su familia, ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que ofrece la institución.

En la imagen no esta presente una socia, la misma no se encuentra por razones personales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 86
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Poderosas De Cumaravi Group's $4,850 loan helped a member to buy wool wholesale.
72% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 24, 2014
Listed
Aug 24, 2014
Currency Exchange Loss:
Possible