Poderosas De Cumaravi Group
The loan that they are requesting will benefit the micro-entrepreneurs, including Amalia. She says that she joined Pro Mujer 3 years ago on the invitation of a staff member of the institution who visited her home. Currently, she has a business making hand-crafted sweaters. She let us know that she started this business 10 years ago, and she began by working in a workshop that exported sweaters, learned the technique, and decided to become independent when she had a little capital.
The loan that she is requesting now will be used to increase her capital to buy wool wholesale. She will buy from the wholesalers in the city of La Paz and when she has made the sweaters she will sell them from her sales space. This form of work enables her to generate income to support her family as she is married and has 5 children.
When we asked her what she likes about Pro Mujer, she said that she likes the savings that the institution offers.
One of the group members is missing from the photo for personal reasons.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amalia es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de artesanía en chompas; da a conocer que este negocio lo emprendió hace diez años, iniciando como operaria en un taller donde exportaban chompas, aprendiendo la técnica y con un pequeño capital decide independizar su trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las vendedoras mayoristas de la Ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar económicamente a su familia, ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que ofrece la institución.
En la imagen no esta presente una socia, la misma no se encuentra por razones personales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!