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Rosa Ever
Rosa, age 52, is a single mother of four children - three girls and a boy. Of her children, the younger daughters are earning their bachelors degrees away in the city on weekends, and the older children go with them. All of her family is there in the remote community where she lives.

She grew up with her parents and six siblings who all worked from a very young age. Thanks to their hard work, she was able to stay in a local school through the ninth grade. Her husband emigrated and forgot about the family he had back home. She lives alone with her two daughters in a house she rents from an uncle in town.

Rosa works selling handicrafts made from palm fronds. She also makes tamales in town and farms. Her mother taught her these jobs when she was young, and that's why she's able to do so many different things now. She works alongside her daughters, who go out into the community to sell their products, earn money for the family, and keep the younger daughters in school. She sells four afternoons a week both in her community and in neighboring areas.

This loan will be used primarily to pay off a debt she has to a private individual which she used to build a house from corrugated steel. The remainder will be used to buy corn and palm fronds so that she can continue selling tamales and handicrafts. Finally, she will pay a $200 bill for her daughters' tuition.

Rosa would like to build a barn where she can raise and fatten chickens, earning additional income for her daughters' educations. She dreams of seeing them all become professionals so that they can have steady jobs and a higher quality of life.
View original language description ↓
Rosa de 52 años de edad, madre soltera de cuatro hijos (tres hembras y un varón), de los cuales las ultimas hijas estudian a distancia bachillerato general en la ciudad los fines de semana, los hijos mayores ya se acompañaron y tiene cada quien sus propias familias en la comunidad aledaña a donde ella reside.
Se creció con sus padres y seis hermanos mas quienes trabajaron desde pequeños, gracias a su esfuerzo logro estudiar hasta noveno grado en la comunidad. Su esposo emigro y se olvido de la familia que tenia en el país. Vive sola con sus dos hijas en la casa que le alquila un tío en la comunidad.
Rosa trabaja trabaja vendiendo artesanías de tule (petates), también hace tamales en la comunidad y trabaja en la agricultura, gracias a que su madre cuando ella era joven le enseño y fue así como logro aprender varios oficios que ahora en día trabaja al lado de sus hijas quienes salen a vender en la comunidad para así lograr obtener ingresos para la familia y seguirles apoyando en los estudios de sus hijas. Vende cuatro veces a la semana por las tardes en la comunidad y en los lugares aledaños.
El préstamo que esta solicitando, es para cancelar una deuda a una persona particular para construir una casa de lamina ya propia. El resto del dinero lo necesita para la compra de maíz, tule para seguir vendiendo petates y tamales en la comunidad, y necesita cancelar $200.00 en los estudios de sus hijas en el bachillerato.
Rosa sueña con instalar una granja para la crianza de pollos de engorde, para obtener ingresos económicos y así darle a sus hijas el estudio en la universidad, quiere verlas en el futuro todas unas profesionales para que puedan tener sus trabajos fijos y así tener una mejor calidad de vida.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 715
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,100 helped Rosa Ever pay off a debt, pay her children's tuition, and purchase materials for her sales.
42% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 29, 2014
Listed
Aug 24, 2014
Currency Exchange Loss:
N/A