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Ruth
Mrs. Ruth is a trader and a married mother of 6, one of whom is still in school. She lives in a house she owns and also supports her mother-in-law and a stepson.

With this loan she will buy cement, sand, stone and rods for the construction of her house.

Her dreams are to finish building her home and to build aviaries to begin raising chickens as a way of reinforcing her family's income.

She says the main challenges she has faced around finishing the construction of her home are financial ones and that she will request further loans to make her plans a reality. She would be grateful to Hluvuku if they could start a savings scheme.
View original language description ↓
A senhora Ruth é comerciante, casada mãe de 6 filhos dos quais apenas um ainda a estudar os restantes vive na casa própria e sustenta sua sogra e um enteado.
Com valor do empréstimo irá comprar cimento, areia, pedra, varrões para a construção de sua casa
Tem como projectos e sonhos terminar a sua obra, fazer aviarios para criacao de frangos como forma de reforcar sua renda familiar.
Diz que os principais desafios que tem enfrentado sao os financeiros para a conclusão de sua casa, e que ira solicitar mais emprestimos para concretizar seu plano e agradeceria se a Hluvuku introduzisse servico de poupanca.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

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About Mozambique

  • $1,389
    Average annual income
  • 49
    View loans »
    Mozambique Loans Fundraising
  • $2,645,650
    Funds lent in using Kiva
  • 30.1
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,350 helped Ruth buy cement, sand, stone and rods for the construction of her house.
93% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 12, 2014
Listed
Aug 20, 2014
Currency Exchange Loss:
Possible
Ended:
Jun 21, 2015